Our Services

Whether you're needing home, auto, business, or specialty insurance, Williams McCoy Insurance will guide you every step of the way. Save Time. Save Money. Rest Easy.

  • Protect your business with customized commercial insurance solutions from Williams McCoy Insurance. We understand that every business faces unique risks, which is why we offer tailored coverage to safeguard your assets, employees, and operations. Our policies include:

    ✔ General Liability
    ✔ Commercial Property
    ✔ Business Interruption
    ✔ Commercial Auto
    ✔ Cyber Liability
    ✔ Professional Liability

    Running a business comes with its fair share of uncertainties, but with the right insurance, you can operate with confidence. Whether you own a small business or a large corporation, we’ll help you find coverage that fits your industry and needs.

  • Your home is one of your most valuable investments. Protect it with comprehensive home insurance that covers damages, liability, and unexpected disasters. Our coverage includes:

    ✔ Dwelling Protection
    ✔ Personal Property Coverage
    ✔ Liability Protection
    ✔ Additional Living Expenses
    ✔ Flood & Earthquake Coverage (optional)

    Home insurance isn’t just about protecting the physical structure—it’s about ensuring that everything inside, from your belongings to your loved ones, is safeguarded. Our policies provide peace of mind against natural disasters, theft, and accidents, giving you the security you need.

  • Your adventures should be worry-free! Protect your RV, motorcycle, boat, or ATV with specialized coverage that includes:

    ✔ Collision & Comprehensive Coverage
    ✔ Liability Protection
    ✔ Theft & Vandalism Coverage
    ✔ Emergency Roadside Assistance

    Exploring the great outdoors is fun, but it also comes with risks. Whether you're cruising the highway in an RV, riding trails on an ATV, or navigating open waters in a boat, our policies ensure you stay covered in case of accidents, damages, or theft.

  • Drive with confidence knowing you're fully protected with reliable auto insurance. Our policies cover:

    ✔ Liability Coverage
    ✔ Collision & Comprehensive Coverage
    ✔ Uninsured/Underinsured Motorist Protection
    ✔ Roadside Assistance
    ✔ Rental Car Reimbursement

    Accidents happen, but with the right auto insurance, you won’t have to worry about repair costs, medical expenses, or legal fees. Whether you drive daily or occasionally, our policies ensure that you, your vehicle, and others on the road are protected.

  • Protect your employees and your business with workers' compensation insurance. This coverage helps with:

    ✔ Medical Expenses for Work-Related Injuries
    ✔ Lost Wages Compensation
    ✔ Disability Benefits
    ✔ Employer Liability Coverage

    A safe workplace is a productive workplace, but accidents can still happen. Workers’ compensation insurance helps businesses take care of their employees in case of job-related injuries or illnesses, ensuring financial support and compliance with state regulations.

  • Mistakes happen, but with E&O insurance, your business is protected against claims of negligence, errors, or omissions. Coverage includes:

    ✔ Legal Defense Costs
    ✔ Settlements & Judgments
    ✔ Professional Services Protection

    If you're a consultant, contractor, or service provider, even an honest mistake can lead to costly lawsuits. E&O insurance safeguards your business from financial losses due to claims of inadequate work or missed details.

  • Need surety or fidelity bonds for your business? We offer:

    ✔ Contractor Bonds
    ✔ License & Permit Bonds
    ✔ Fidelity Bonds
    ✔ Board Service

    Whether you need a bond to secure a contract, comply with licensing regulations, or provide financial protection, we have a solution for you. Bonds help establish trust with clients, ensuring obligations are met and financial responsibilities are fulfilled.

  • Protect your loved ones with life insurance that provides financial security when it matters most. Choose from:

    ✔ Term Life Insurance
    ✔ Whole Life Insurance
    ✔ Universal Life Insurance

    Life is unpredictable, but your family’s financial future doesn’t have to be. Life insurance ensures that in the event of your passing, your loved ones have the financial support they need for expenses, debts, and future planning.

  • Medical expenses can be overwhelming—get health insurance that covers:

    ✔ Doctor Visits & Preventive Care
    ✔ Hospitalization & Emergency Services
    ✔ Prescription Drugs
    ✔ Dental & Vision (optional)
    ✔ Catastrophic Plans for Direct Primary Care 

    Your health is your most valuable asset. Whether you're an individual, self-employed, or need a family plan, we offer a range of health insurance options to ensure you have access to quality medical care when you need it.

  • Plan for your financial future with annuities that provide a steady income stream for retirement. Options include:

    ✔ Fixed Annuities
    ✔ Indexed Annuities

    Retirement planning is essential to maintaining financial security in your later years. Annuities provide a reliable income source, helping you plan ahead with confidence. Let us help you find the best option to grow and protect your wealth.

  • Ease the financial burden on your family with burial insurance that covers end-of-life expenses, including:

    ✔ Funeral & Burial Costs
    ✔ Cremation Services
    ✔ Debt & Medical Expenses

    Funeral costs and final expenses can add financial stress to your loved ones during a difficult time. Burial insurance ensures that these costs are covered, allowing your family to focus on what matters most.

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